Websink Prep UKKS2 MathsYear 4 chaptersMaths textbooksYear 1Year 2Year 4Year 5Year 6GCSEBrowse allPast papersFind a tutorBecome a tutor
Primary Maths · Year 4Chapter 6 · Decimals and money
Year 4 · Tenths, Hundredths and Money · Lesson 6.7

Year 4: Adding, subtracting and money problems

Part of the Year 4 tenths, hundredths and money chapter. Chapter overview · whole chapter on one page · Download worksheet (PDF) · Answers (PDF)

Download worksheet (PDF)Answers (PDF)
6.7

Adding, subtracting and money problems

Year 4
Add and subtract money, Change, Multi-step money problems, Simple measure problems with decimals

Adding money. Write the amounts in columns with the decimal points in a straight line, so pounds are under pounds and pence are under pence. Add the pence first, then the pounds. If the pence make 100p or more, carry 1 to the pounds, as you do with any column addition (Chapter 2).

For example, to add £2.75 and £1.86 we write the numbers like this. The decimal points are in a straight line.

£110p1p
£2.75
+ £1.86
£ .  

A good check is to estimate: round each amount to the nearest pound. £2.75 is about £3 and £1.86 is about £2, so the total is about £5.

Another way. Add the pounds and the pence separately. £3.85 + £2.47: pounds 3 + 2 = 5. Pence 85 + 47 = 132p = £1.32. Then £5 + £1.32 = £6.32.

Subtracting money is the same as column subtraction: the bigger amount goes on top. If the pence are too small, exchange 1 pound for 100p.

Here is £8.30 − £4.65 set out in columns.

£110p1p
£ 8. 3 0
− £4.65
£ .  

Change. The change is the money you get back when you pay with more than the cost. Change = money paid − total cost. You can subtract, or count up from the cost to the money paid: first to the next whole pound, then up in whole pounds.

£13.40£14.00£20.00+60p+£6
£20 − £13.40: count up 60p to £14, then £6 to £20. The change is 60p + £6 = £6.60.

Multiplying and sharing. For 3 items that cost £1.35 each, multiply the pounds and the pence separately: 3 × £1 = £3 and 3 × 35p = 105p = £1.05. The total is £4.05. To share £7.20 equally between 4 people, change to pence: 720p ÷ 4 = 180p = £1.80 each.

Measures with decimals. You can add and subtract lengths, masses and capacities written as decimals in the same way. Line up the decimal points. 2.5 m has one decimal place and 1.75 m has two, so write 2.5 as 2.50. Then 2.50 + 1.75 = 4.25 m.

Multi-step problems. Draw a bar model. Work out what you need to find first, and do the calculations in order.

£2.55£1.50?£10
A bar model: £10 is split into the cost of two things and the change.

Key words. The total is all the amounts added together. Change is the money you get back. To estimate is to find an approximate answer by rounding. Carry and exchange are column-method tricks.

Key ideas

  • Line up the decimal points. Pounds under pounds, pence under pence.
  • Add or subtract the pence first, then the pounds. Carry or exchange when you need to.
  • Change = money paid − total cost. You can also count up from the cost.
  • Multiply the pounds and the pence separately. Change 100p into £1.
  • To share money equally, change to pence and divide. Change back to pounds.
  • Estimate first: round each amount to the nearest pound to check the answer.
Worked example 6.7.1
Work out £2.75 + £1.86.

Key words. In column addition and column subtraction you write the numbers one under the other with the decimal points in a straight line, and work one column at a time from the right. To carry is to move 10 of one column to the next column. To exchange is to swap 1 of the next column for 10 of this one.

Method. Write the amounts in columns with the decimal points lined up. Add the pence first, then the pounds. Carry when a column makes 10 or more.

  1. Line up the amounts in columns. Pounds under pounds and pence under pence, with the decimal points in a straight line.
    £110p1p
    £2.75
    + £1.86
    £ .  
  2. Add the pence. Always start on the right.
    5 + 6 = 11
    11 is 10 or more. Write 1 in the pence column and carry 1 to the tens of pence column.
  3. Add the tens of pence. Now the next column to the left. Add the 1 we carried as well.
    7 + 8 + 1 = 16
    16 is 10 or more. Write 6 in the tens of pence column and carry 1 to the pounds column (across the decimal point).
  4. Add the pounds. Now the next column to the left. Add the 1 we carried as well.
    2 + 1 + 1 = 4
    4 is less than 10, so write 4. There is nothing to carry.
  5. Read the answer. Put the decimal point in the answer, directly under the other decimal points.
    £110p1p
    £2.75
    + £1.86
    £4.61
    11

    £2.75 + £1.86 = £4.61

Check. Estimate: round to the nearest pound: £3 + £2 = £5. This is close to £4.61. ✓

Watch out. Line up the decimal points. Write £5.00 for a whole number of pounds, so the digits line up.

Worked example 6.7.2
Work out £3.85 + £2.47. Add the pounds and pence separately.

Key words. Pence (p) are small amounts of money: 100p = £1. Change is the money you get back when you pay with more than the cost. The total is all the amounts added together.

Method. Add the pounds, then add the pence. If the pence make 100p or more, change 100p into another pound.

  1. Split each amount into pounds and pence. We add the pounds and the pence separately.
    £3.85 = £3 + 85p
    £2.47 = £2 + 47p
  2. Add the pounds. Add the whole pound parts.
    £3 + £2 = £5
  3. Add the pence. Add the pence parts.
    85p + 47p = 132p
  4. Change 100 pence into a pound. The pence total is 100p or more. Every 100p is £1.
    132p = £1 and 32p
    £5 + £1 = £6
  5. Put the pounds and pence together.
    £6 and 32p = £6.32

Check. Estimate: round to the nearest pound: £4 + £2 = £6. This is close to £6.32. ✓

Watch out. If the pence add up to more than 100p, you must change 100p into £1. Do not write £5.113.

Worked example 6.7.3
Work out £8.30 − £4.65.

Key words. In column addition and column subtraction you write the numbers one under the other with the decimal points in a straight line, and work one column at a time from the right. To carry is to move 10 of one column to the next column. To exchange is to swap 1 of the next column for 10 of this one.

Method. Write the bigger amount on top with the decimal points lined up. Subtract the pence first, then the pounds. Exchange if a top digit is too small.

  1. Line up the amounts in columns. The bigger amount goes on top. Pounds under pounds and pence under pence, with the decimal points in a straight line.
    £110p1p
    £ 8. 3 0
    − £4.65
    £ .  
  2. Exchange, then subtract the pence. The top digit is smaller than the bottom digit, so we swap 1 from the next column.
    0 is not enough to take away 5. We need to exchange.
    Exchange 1 from the tens of pence column: 3 becomes 2, and the pence column goes from 0 to 10.
    10 − 5 = 5
  3. Exchange, then subtract the tens of pence. The top digit is smaller than the bottom digit, so we swap 1 from the next column.
    2 is not enough to take away 6. We need to exchange.
    (There were 3 in this column to start with, but we gave one away in an earlier exchange.)
    Exchange 1 from the pounds column: 8 becomes 7, and the tens of pence column goes from 2 to 12. (This crosses the decimal point.)
    12 − 6 = 6
  4. Subtract the pounds. Now the next column to the left.
    (This digit is 7 now, not 8, because we exchanged from this column.)
    7 − 4 = 3
  5. Read the answer. Put the decimal point in the answer, directly under the other decimal points.
    £110p1p
    £78.123100
    − £4.65
    £3.65

    £8.30 − £4.65 = £3.65

Check. Add back: £3.65 + £4.65 = £8.30. ✓
Estimate: £8 − £5 = £3, close to £3.65.

Watch out. Take the bottom number from the top number. Exchange 1 pound for 100p when the pence are not enough.

Worked example 6.7.4
Work out £10.00 − £4.35.

Key words. In column addition and column subtraction you write the numbers one under the other with the decimal points in a straight line, and work one column at a time from the right. To carry is to move 10 of one column to the next column. To exchange is to swap 1 of the next column for 10 of this one.

Method. Write the bigger amount on top with the decimal points lined up. Subtract the pence first, then the pounds. Exchange if a top digit is too small.

  1. Line up the amounts in columns. The bigger amount goes on top. Pounds under pounds and pence under pence, with the decimal points in a straight line.
    £10£110p1p
    £ 1 0. 0 0
    − £4.35
    £  .  
  2. Exchange, then subtract the pence. The top digit is smaller than the bottom digit, so we swap 1 from the next column.
    0 is not enough to take away 5. We need to exchange.
    The columns in between have 0, so we start further left and pass the exchange along one column at a time. Each 0 in the middle becomes 9.
    Exchange 1 from the tens of pounds column: 1 becomes 0, and the pounds column goes from 0 to 10.
    Exchange 1 from the pounds column: 10 becomes 9, and the tens of pence column goes from 0 to 10. (This crosses the decimal point.)
    Exchange 1 from the tens of pence column: 10 becomes 9, and the pence column goes from 0 to 10.
    10 − 5 = 5
  3. Subtract the tens of pence. Now the next column to the left.
    (This digit is 9 now, not 0, because we exchanged from this column.)
    9 − 3 = 6
  4. Subtract the pounds. Now the next column to the left.
    (This digit is 9 now, not 0, because we exchanged from this column.)
    9 − 4 = 5
  5. Bring down the tens of pounds digit. The bottom number has no digit in this column.
    (This digit is 0 now, not 1, because we exchanged from this column.)
    Nothing to take away here, so the digit stays: 0.
  6. Read the answer. Put the decimal point in the answer, directly under the other decimal points.
    £10£110p1p
    £0190.90100
    − £4.35
    £ 5.65

    £10.00 − £4.35 = £5.65

Check. Add back: £5.65 + £4.35 = £10.00. ✓
Estimate: £10 − £4 = £6, close to £5.65.

Watch out. Take the bottom number from the top number. Exchange 1 pound for 100p when the pence are not enough.

Worked example 6.7.5
Mia buys a pencil for £1.45 and a rubber for 65p. She pays with a £5 note. How much change does she get?

Key words. Pence (p) are small amounts of money: 100p = £1. Change is the money you get back when you pay with more than the cost. The total is all the amounts added together.

Method. Add up the cost of everything. Then take the total cost away from the money that was paid. What is left is the change.

  1. Draw a bar model. The whole bar is the money we pay with. It is split into the cost of what we buy and the change.
    £1.45£0.65?£5.00
  2. Step 1: find the total cost. Add all the prices.
    £1.45 + £0.65 = £2.10
    £110p1p
    £1.45
    + £0.65
    £2.10
    11
  3. Step 2: find the change. Take the cost away from the money paid.
    £5.00 − £2.10 = £2.90
    £110p1p
    £45.100 0
    − £2.10
    £2.90
  4. Write the answer.
    The change is £2.90

Check. Add the change to the cost: £2.10 + £2.90 = £5.00, the money paid. ✓

Watch out. Take away the TOTAL cost, not just one price.

Worked example 6.7.6
A book costs £13.40. Noah pays with a £20 note. Count up to find his change.

Key words. Pence (p) are small amounts of money: 100p = £1. Change is the money you get back when you pay with more than the cost. The total is all the amounts added together.

Method. Count up from the cost to the money paid. First jump to the next whole pound, then jump in whole pounds. Add the jumps.

  1. Start at the cost. We count up from what we spent to the money we paid. The jumps add up to the change.
    Start at £13.40
  2. Jump up to the next whole pound. This makes the next jump easier.
    £13.40 + 60p = £14.00
  3. Jump up to the money paid. Count on in whole pounds.
    £14.00 + £6 = £20.00
  4. Draw the jumps on a number line.
    £13.40£14.00£20.00+60p+£6
  5. Add up the jumps. The total of the jumps is the change.
    60p + £6 = £6.60

Check. Subtract: £20.00 − £13.40 = £6.60. ✓

Watch out. Keep the jumps small and friendly: pence to the next pound, then pounds.

Worked example 6.7.7
A bun costs £1.35. How much do 3 buns cost?

Key words. Pence (p) are small amounts of money: 100p = £1. Change is the money you get back when you pay with more than the cost. The total is all the amounts added together.

Method. Multiply the pounds and the pence separately. Change any pence over 100p into pounds. Then add the parts.

  1. Split the price into pounds and pence. It is easier to multiply each part.
    £1.35 = £1 + 35p
  2. Multiply the pounds. 3 lots of £1.
    £1 × 3 = £3
  3. Multiply the pence. 3 lots of 35p.
    35p × 3 = 105p
  4. Change the pence into pounds. 100p = £1.
    105p = £1 and 5p = £1.05
  5. Add the parts together.
    £3 + £1.05 = £4.05

Check. Estimate: £1.35 is about £1, and 3 × £1 = £3, close to £4.05. ✓

Watch out. Write the answer with two decimal places, and change pence over 100p into pounds.

Worked example 6.7.8
Four friends share a bill of £7.20 equally. How much does each friend pay?

Key words. Pence (p) are small amounts of money: 100p = £1. Change is the money you get back when you pay with more than the cost. The total is all the amounts added together.

Method. Change the money into pence. Divide by the number of shares. Change the answer back to pounds and pence.

  1. Change the amount to pence. Pence are whole numbers, so they are easier to divide.
    £7.20 = 720p
  2. Divide by 4. Sharing equally into 4 means dividing by 4.
    720p ÷ 4 = 180p
  3. Change back to pounds and pence. 100p = £1.
    180p = £1.80

Check. Go back: £1.80 × 4 = £7.20. ✓

Watch out. Do not divide the pounds and pence as if they were one number. Change to pence first.

Worked example 6.7.9
Aisha buys 3 pens at 85p each and a notebook for £1.50. She pays with a £10 note. How much change does she get?

Key words. Pence (p) are small amounts of money: 100p = £1. Change is the money you get back when you pay with more than the cost. The total is all the amounts added together.

Method. Find the cost of each group of items. Add them to find the total. Then take the total away from the money paid to find the change.

  1. Find the cost of 3 pens. 3 lots of £0.85.
    3 × £0.85 = £2.55  (85p × 3 = 255p)
  2. Add the costs to find the total. Use a column method, with the decimal points lined up.
    £2.55 + £1.50 = £4.05
    £110p1p
    £2.55
    + £1.50
    £4.05
    1
  3. Take the total cost away from the money paid. What is left is the change.
    £10.00 − £4.05 = £5.95
    £10£110p1p
    £0190.90100
    − £4.05
    £ 5.95
  4. Write the answer.
    The change is £5.95

Check. Add the change to the total: £4.05 + £5.95 = £10.00. ✓

Watch out. Multiply first, then add, then subtract from the money paid.

Worked example 6.7.10
A bag of potatoes has a mass of 1.75 kg. A bag of carrots has a mass of 2.5 kg. What is the total mass?

Key words. Lengths, masses and capacities can be written as decimals: 2.5 m is two and a half metres, 1.75 kg is 1 and 3/4 kilograms. Line up the decimal points to add or subtract.

Method. Line up the decimal points. Add column by column from the right. Carry when a column makes 10 or more. Write the unit.

  1. Give both numbers the same number of decimal places. Adding a 0 on the end of a decimal does not change its value. It helps the digits line up.
    2.5 = 2.50
  2. Line up the amounts in columns. Put the decimal points in a straight line, so tenths are under tenths and ones under ones.
    Oth
    1.75
    + 2.50
     .  
  3. Add the hundredths. Always start on the right.
    5 + 0 = 5
    5 is less than 10, so write 5. There is nothing to carry.
  4. Add the tenths. Now the next column to the left.
    7 + 5 = 12
    12 is 10 or more. Write 2 in the tenths column and carry 1 to the ones column (across the decimal point).
  5. Add the ones. Now the next column to the left. Add the 1 we carried as well.
    1 + 2 + 1 = 4
    4 is less than 10, so write 4. There is nothing to carry.
  6. Read the answer. Put the decimal point in the answer, directly under the other decimal points.
    Oth
    1.75
    + 2.50
    4.25
    1

    1.75 kg + 2.50 kg = 4.25 kg

Check. Take away: 4.25 kg − 2.50 kg = 1.75 kg. ✓

Watch out. Line up the decimal points, not the right-hand digits: 2.5 has fewer digits than 1.75, so write 2.50.

Worked example 6.7.11
A plank is 3.2 m long. Dev saws off 1.45 m. How long is the plank now?

Key words. Lengths, masses and capacities can be written as decimals: 2.5 m is two and a half metres, 1.75 kg is 1 and 3/4 kilograms. Line up the decimal points to add or subtract.

Method. Line up the decimal points with the bigger number on top. Subtract column by column from the right. Exchange when a top digit is too small. Write the unit.

  1. Give both numbers the same number of decimal places. Adding a 0 on the end of a decimal does not change its value. It helps the digits line up.
    3.2 = 3.20
  2. Line up the amounts in columns. The bigger number goes on top. Put the decimal points in a straight line.
    Oth
     3. 2 0
    − 1.45
     .  
  3. Exchange, then subtract the hundredths. The top digit is smaller than the bottom digit, so we swap 1 from the next column.
    0 is not enough to take away 5. We need to exchange.
    Exchange 1 from the tenths column: 2 becomes 1, and the hundredths column goes from 0 to 10.
    10 − 5 = 5
  4. Exchange, then subtract the tenths. The top digit is smaller than the bottom digit, so we swap 1 from the next column.
    1 is not enough to take away 4. We need to exchange.
    (There were 2 in this column to start with, but we gave one away in an earlier exchange.)
    Exchange 1 from the ones column: 3 becomes 2, and the tenths column goes from 1 to 11. (This crosses the decimal point.)
    11 − 4 = 7
  5. Subtract the ones. Now the next column to the left.
    (This digit is 2 now, not 3, because we exchanged from this column.)
    2 − 1 = 1
  6. Read the answer. Put the decimal point in the answer, directly under the other decimal points.
    Oth
    23.112100
    − 1.45
    1.75

    3.20 m − 1.45 m = 1.75 m

Check. Add back: 1.75 m + 1.45 m = 3.20 m. ✓

Watch out. Line up the decimal points, not the right-hand digits: 2.5 has fewer digits than 1.75, so write 2.50.

Watch out

Line up the decimal points, not the last digits. £5 + £2.35 must be written £5.00 + £2.35. And if the pence add up to more than 99p, change 100p into £1: £3.65 + £2.48 is £6.13, not £5.113.

Exercise 6G  Adding, subtracting and change

Non-calculator
1
FAdd. Write each answer in pounds and pence.
(a)£1.30 + £2.45 =
(b)£4.20 + £3.55 =
(c)£2.75 + £1.24 =
(d)£5.60 + £2.10 =
2
FAdd. The pence will make more than 100p, so you must carry.
(a)£3.65 + £2.48 =
(b)£4.79 + £2.86 =
(c)£5.95 + £1.27 =
(d)£3.58 + £3.64 =
3
FAdd the pounds and the pence separately.
(a)£4.65 + £2.78 =
(b)£5.70 + £3.55 =
(c)£2.49 + £1.98 =
4
FSubtract. Write each answer in pounds and pence.
(a)£7.85 − £3.40 =
(b)£9.50 − £4.25 =
(c)£6.98 − £2.35 =
(d)£8.40 − £5.20 =
5
FSubtract. You will need to exchange.
(a)£8.20 − £3.65 =
(b)£7.05 − £2.38 =
(c)£6.00 − £2.75 =
(d)£12.00 − £8.45 =
6
FAdd the three amounts.
(a)£1.45 + £2.30 + £0.65 =
(b)£3.99 + £2.50 + £1.99 =
7
FHow much more money is needed to make the total? Find the missing amount.
(a)£4.50 + ? = £7.00
(b)£6.75 + ? = £10.00
(c)£3.65 + ? = £5.00
(d)£8.45 + ? = £12.00
8
FWork out the change from each payment.
(a)Pay with £5. The cost is £3.65. Change =
(b)Pay with £10. The cost is £7.45. Change =
(c)Pay with £20. The cost is £12.50. Change =
(d)Pay with £5. The cost is £1.99. Change =
9
PSZara buys a sandwich and a juice. She pays with a £10 note. How much change does she get?
sandwich£2.85juice95p
10
PSDev has £12. He buys a bag for £4.50 and a cap for £6.75. How much money does he have left?
£4.50£6.75?£12
11
RZainab wants to buy a book for £3.95 and a card for £2.10.
(a)Estimate the total by rounding each price to the nearest pound.
(b)Work out the exact total.
(c)How much more is the exact total than the estimate?
12
RJack says, “£3.65 + £2.48 = £5.113.” What mistake has Jack made? What is the correct total?
13
RWhich two of these items cost exactly £5 together?   £1.35, £2.20, £2.80, £3.15 and £1.95.
kite£1.35ball£2.20book£2.80game£3.15puzzle£1.95

Exercise 6H  Multiplying, sharing and measures

Non-calculator
1
FWork out the cost of each group of items.
(a)3 × £1.20 =
(b)4 × £2.50 =
(c)2 × £3.45 =
(d)5 × £0.65 =
2
FShare the money equally. How much does each person get?
(a)£6.80 ÷ 2 =
(b)£9.60 ÷ 4 =
(c)£8.40 ÷ 3 =
3
FWork out each fraction of the money.
(a)12 of £8 =
(b)14 of £10 =
(c)34 of £6 =
4
FAdd the measures. Line up the decimal points.
(a)1.5 kg + 2.25 kg =
(b)0.75 m + 1.5 m =
(c)2.4 litres + 1.35 litres =
5
FSubtract the measures. Line up the decimal points.
(a)4.5 m − 1.25 m =
(b)5 kg − 2.75 kg =
(c)2.1 litres − 0.85 litres =
6
PSLeo buys 4 stickers at 35p each and a comic for £2.20. He pays with a £5 note. How much change does he get?
sticker35pcomic£2.20
7
PSA cinema ticket costs £4.75. How much do 4 tickets cost?
8
PSMei wants to buy a game that costs £12.60. She has £4.20 and saves £2.10 each week. How many weeks will it take her to have enough money?
£4.20£2.10 a week?£12.60
9
PSA ribbon is 5 m long. Priya cuts off a piece 1.75 m long. Then she cuts off a piece 2.5 m long.
1.75 m2.5 m?5 m
(a)How much ribbon has she cut off in total?
(b)How much ribbon is left?
10
PSFour friends share the £9.60 cost of a pizza equally. Amira also buys a drink for £1.35.
(a)How much does each friend pay for the pizza?
(b)How much does Amira spend altogether?
11
RZara has £10. She wants to buy a book for £2.95, a game for £3.20 and a toy for £3.55. Prove that she has enough money.
book£2.95game£3.20toy£3.55
12
RMia has 7 coins. Each coin is a 50p coin or a 20p coin. The coins are worth £2.60 in total. How many 50p coins and how many 20p coins does she have?
13
RLeo says, “3 × £1.45 = £3.135.” What mistake has Leo made? What is the correct answer?

Websink Prep UK is an independent site. It is not affiliated with, endorsed by or sponsored by AQA, Pearson Edexcel, OCR, WJEC, Eduqas, CCEA, SQA, GL Assessment, CEM or the Department for Education. All exam board names and trademarks belong to their owners. Past papers are linked from the exam boards' own websites and are not hosted here.

About Websink Prep UK · Find a tutor · Privacy · Terms · Cookie settings